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Showing posts from February, 2024

Essential Money-Getting Skills You Need

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It is my desire to always hone my skills and acquire life changing skills. Most especially to improve my financial life. It is therefore necessary to look at some essential money-getting skills that you and I need to thrive in today's world. A Need For Financial Literacy It cannot be overstated that there is a need to understand how money works. This includes, for example, budgeting and investment. It is also crucial to know how to handle debt issues. It is not a luxury to educate oneself on some basic financial concepts such as inflation, risks, and diversification of investments. It is important to familiarise oneself with how money works.   Communication Skills – A Must Communication skills are sine qua non. This is a skill that we might not be able to do without. For instance, there is a need for ability to negotiate effectively. It is an essential skill to be able to communicate your value proposition. Communication skills involve practicing active listening as well as...

12 Planning Tips for Brides and Grooms to Be

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When I was planning my wedding, I took the following seriously and into consideration. I am glad I did. You Need to Start Early I began my wedding planning process as early as possible. I did not waste time. This singular act helped me to secure my preferred vendors and venues.   It gave me adequate time to make reasonable decision without rushing. Think about Setting a Budget I did this. You should try and have a realistic budget that goes with your financial resources as well as priorities.  It is prudent to consider all aspects of the wedding. This starts with the venue, wedding dress, wedding rings and decorations. The advantage is that this can help with allocating the available funds wisely. Couple to Be Should Prioritize Together This is where both of you should have a discussion relating to what you would like to prioritise. Try and decide jointly what things are most important to both of you. For example, food, entertainment and venue. The budget should ...

15 Sources of Financial Support

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It important to note that seeking financial support is not a sign of weakness, it is that of wisdom.  Seeking financial support can enable you and I as well as our businesses to pursue opportunities and to achieve intended goals in a more effective way. Your savings Your personal savings can be used to achieve your aims or complete a project. It is yours and it seems the most readily available source of financial support. What about family and friends? These people can be sources of support. Loans and gifts can come from these people which can provide the needed financial assistance. Loans from banks These institutions are able to offer loan facilities. Banks can be a source of financial support for your personal or business needs. Take note that this will come with clear and defined repayment terms. Take independent financial advice before taking loans. Credit Cards can be Useful. This should only be considered for short term purposes. That is, for short term finan...

Gift Appreciation: It is About How You Give, Not the Cost

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One of my family members was celebrating her birthday and it took me time to decide what I should give. The reason being that I wanted my gift to be appreciated. It is not enough for us to give but we all are happy if our gifts are appreciated. Most times people complained that they are not appreciated or well appreciated, it is time to stop blame shifting, you and I should examine ourselves, most especially how we give gifts. I have discovered that gift appreciation is a timeless art. It actually goes beyond the monetary value of the offering.  Over time, occasions have thought me that it is the thoughtfulness, the sentiment as well as the effort behind our giving that truly touch the heart.  For example, be it a handmadetrinket or a simple handwritten note.   It should be highlighted that the essence of giving lies in the sincerity of you and I as a giver.  The last part of this article addresses how you can give so you can be appreciated. I have ruminat...